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出于职业的敏感，近来对“信贷文化”的提法产生了兴趣，随即也有了一种解析的欲望。虽翻阅了大量资料，但始终未得到一个满意的答案。几经周折，才觅求到几位对”信贷文化”颇有见地的专家。他们的见解使我茅塞顿开，相信也会令读者朋友们耳目一新。
Out of occupational sensitivities, recent interest in the formulation of “credit culture” has led to an analytical desirability. Although read a lot of information, but has not been a satisfactory answer. After several twists and turns, only to find several to “credit culture” quite insightful experts. Their opinion made me start a felony, I believe it will make readers and friends refreshing.