融资租赁是20世纪50年代诞生于美国加州的一种新的金融工具,是一种集融资与融物为一体的独特信用方式。融资租赁在帮助企业解决融资难、节省长期资金占用、促进技术改造、提高竞争力等方面独具优势。上世纪80年代,为了引进外资,我国引入了融资租赁。经历30多年的发展,机构数量和业务规模都有了飞速扩张,截至2016年6月末,我国融资租赁业务规模已突破44万亿。但我国融资租赁业在快速发展的过程中,也面临了巨大 Financial leasing is a new kind of financial instrument born in California in the 1950s. It is a unique credit method integrating financing and financing. Financial leasing has unique advantages in helping enterprises solve financing difficulties, saving long-term capital occupation, promoting technological transformation and enhancing competitiveness. 80s of last century, in order to attract foreign investment, China introduced the financial leasing. After more than 30 years of development, the number of institutions and business scale have been rapidly expanding. As of the end of June 2016, the scale of China’s financial leasing business has exceeded 44 trillion. However, the rapid development of China’s financial leasing industry also faces enormous challenges