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互联网金融是传统金融功能与互联网技术及精神相融合的新型金融服务模式,强化风险控制是实现互联网金融有序、稳定、可持续发展的前提和基础。文章首先对互联网金融的概念内涵进行简要论述,并对互联网金融模式与传统金融的特征进行细致分析,最后基于我国金融体系的改革现状,结合我国互联网金融的发展特点与趋势,文章从互联网金融体系各个主体进行了对策探讨。
Internet finance is a new type of financial services model in which traditional financial functions are integrated with the Internet technology and spirit. Strengthening risk control is the precondition and foundation for achieving orderly, stable and sustainable development of Internet finance. First of all, this article briefly discusses the connotation of Internet finance, and analyzes the features of Internet finance model and traditional finance. Finally, based on the current situation of the reform of China’s financial system and the development characteristics and trends of Internet finance in our country, The main body of the countermeasures discussed.