一、茂名地区财产保险发展的环境概况　　 1.自然地理环境。茂名地区位于我国广东省南部 ,东部面临南海 ,西邻广西壮族自治区 ,全区 1148平方公里 ,下辖 3市 2区 1县 ,总人口 6 44万人。茂名地区地处亚热带南缘 ,属典型的亚热带季风性气候。春夏雨水集中 ,年内变化大 ,受季风、 First, Maoming area of ​​property insurance development of the environment profile 1. Natural geography environment. The Maoming area is located in the southern part of Guangdong Province of China, facing the South China Sea in the east and the Guangxi Zhuang Autonomous Region in the west. The district covers an area of ​​1148 square kilometers and has 3 districts, 2 districts and 1 county under its jurisdiction, with a total population of 644,000. Maoming area is located in the southern margin of the subtropics, is a typical subtropical monsoon climate. Spring and summer rain concentrated, great changes during the year, monsoon,