总则第一条凡符合中国人民银行《个人住房贷款管理办法》有关规定，同意以所购房屋（有合法所有权的现房）作为抵押物后，向商业银行申请住房抵押贷款（抵押合同必须合法有效）购买的自用住房，可参加本保险，被保险人购房后因装修、改造或其他原因购置的附置于房屋的有关... General Provisions Article 1 Anyone who agrees with the relevant provisions of the “Measures for the Administration of Individual Housing Loans” of the People’s Bank of China and agrees to use the purchased houses (existing houses with legal ownership) as collateral to apply for a mortgage loan to a commercial bank (the mortgage contract must be lawful and valid) Purchase of self-use housing, to participate in this insurance, the insured after purchase due to renovation, renovation or other reasons attached to the housing ...