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农村土地经营权抵押贷款是一种新型的农村金融产品,对于推动农业产业化和农村金融业的发展具有重要的意义。通过调查了解农户对于农地经营权抵押贷款的需求现状,可以总结出该项政策出现的问题并提出对策。本文首先介绍了农村土地经营权抵押贷款的相关概念以及研究背景及意义;其次阐述了农户对于农村土地经营权抵押贷款的需求意愿并分析出影响因素;最后总结出农村土地经营权抵押贷款在实施过程中出现的问题并提出了针对性建议。
Mortgage loan for rural land management is a new kind of rural financial product, which is of great significance for promoting agricultural industrialization and rural financial industry. Through surveying and understanding farmers’ demand for agricultural land mortgage loans, we can summarize the problems that arise in this policy and put forward countermeasures. This paper first introduces the concept of rural land management right mortgage loan and its research background and significance; secondly, it expounds the farmers’ willingness to demand for rural land management right mortgage loan and analyzes the influencing factors; Finally, it summarizes that the rural land management right mortgage loan is implemented The process of problems and put forward targeted advice.