基金转换是指投资者在持有一家基金管理公司发行的开放式基金后,可自由转换到该公司管理的其他开放式基金,即直接申购目标基金而不需要先赎回已有基金。通过转换业务变更基金投资品种,一方面可以比正常的赎回再申购业务享有一定的费率优惠;另一方面,基金份额在转换后,原持有时间仍延续计算,继续事受持有时间越长、赎回费率越低的优惠。此外,基金转换还可以比卖出老基金再买入新基金要缩短时间。正常情 Fund conversion means that investors holding an open-ended fund issued by a fund management company are free to switch to other open-end funds managed by the company, ie directly apply for the target fund without first redeeming the existing fund. Through the conversion of business investment funds to change the type of fund, on the one hand than the normal redemption redemption business enjoy a certain rate discount; the other hand, the conversion of funds, the original time still continue to count the time, continue to suffer the holding time The longer the redemption rate the lower the discount. In addition, the fund conversion can also be shortened than the sale of the old fund to buy a new fund to shorten the time. Normal love