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融资租赁,这个词几乎可以说几乎是为工程机械行业而生。为什么这么讲?截至2010年年底,由银监会、商务部、国家工商总局批准成立的融资租赁公司近200家,其中专业从事或涉及工程机械融资租赁的企业数量超过1/4。然而,在企业的期望与市场实际的矛盾中,我们也看到了零首付、降低首付款比例、下调保证金额度甚至不收保证金等现象的滋生,明确融资租赁的优势与劣势,遵循均衡、理性的发展轨迹,才能不让这把双刃剑将行业带入更大的风险之中。
Financing lease, the word can be said almost to the construction machinery industry. Why do you say? As of the end of 2010, nearly 200 financial leasing companies were approved by the CBRC, the Ministry of Commerce and the State Administration for Industry and Commerce, of which more than 1/4 were finance leasing companies specializing in or involved in construction machinery. However, in the contradiction between the expectation of the enterprise and the actual market, we also saw the emergence of zero down payment, lowering the proportion of down payment, lowering the amount of the guarantee or not even taking the deposit, clarifying the advantages and disadvantages of the finance lease, and following a balanced and rational Development path, in order to not allow this double-edged sword to bring the industry into greater risk.