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作为小额信贷产业化的市场主体,小额信贷机构的核心是其商业性。它不是对资金需求者进行简单的慈善性捐助,而是通过提高借款人的生产能力产生商业回报,实现自我维持
As the market subject of the industrialization of microfinance, the core of the microfinance institutions is its commercialization. Instead of making simple charitable donations to those in need, it generates self-sustaining returns by raising the borrower’s productivity and generating business returns