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8月2日,中国保监会发布《关于普通型人身保险费率政策改革有关事项的通知》(以下简称“《通知》”),正式放开普通型人身保险(也称为“传统险”)预定利率,由保险公司按照审慎原则自行决定,不再执行2.5%的上限限制。至此,我国人身险预定利率终于告别持续14年之久的“2.5%时代”。除此之外,在《通知》中,保监会还鼓励保险公司发展养老保险业务、风险保障业务,并取消营销员直接佣金率上限。预定利率放开,是长期利好一直以来,我国的寿险业都处于有
On August 2, CIRC released the Notice on Relevant Matters Concerning the General Insurance Rate Policy Reform (hereinafter referred to as the “Notice”), formally releasing ordinary life insurance (also known as “traditional insurance ”) The scheduled interest rate, determined by the insurance company according to the principle of prudence, will cease to apply the 2.5% cap limit. At this point, our personal life insurance rate finally bid farewell to last 14 years “2.5% era ”. In addition, in the “Notice”, the CIRC also encourages insurance companies to develop the pension insurance business, risk protection business and cancel the direct commission rate of marketers. Scheduled interest rate liberalization is long-term positive All along, China’s life insurance industry are in place