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在我国，融资问题一直困扰着中小企业的经营和发展，建立中小企业信用担保体系是解决中小企业融资问题的有力措施。建立和完善中小企业信用担保体系应坚持以下七项核心原则：预见性、能动性、创造性、协同性、渗透性、人本性、渐进性。
In our country, the financing problem has bedeviled the operation and development of SMEs. Establishing SME credit guarantee system is a powerful measure to solve the financing problem of SMEs. The establishment and improvement of SME credit guarantee system should adhere to the following seven core principles: predictability, motivation, creativity, synergy, permeability, human nature, gradual.