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2011年,这座小城的民间金融开始飞速发展,小额贷款公司、担保公司、典当行和个人之间放贷成为民间资金流通的主要途径,而民间借贷的月息回报普遍在2分以上,最高的甚至达5分,即年利率50%在高额利润的诱惑下,高利贷者、商业银行、中小企业、担保公司、典当行、投资公司、地下钱庄、赌场等资金组织之间形成了民间金融市场复杂的生态链条,这条生态链条敏感而脆弱,酝酿着无法预测的风险。●投资失误在我国中部某三线城市,一场关于民间金融的官司正在地区中级人民法院开庭审理。庭上,担保公司、受益方、担保企业法人,反担保人,每个人都觉得很冤。这场官司要从2012年说起。小老板
In 2011, the private finance in this small town started to develop rapidly. Lending among small loan companies, guarantee companies, pawnshops and individuals became the main channel for circulation of private funds. The monthly interest returns of private lending were generally over 2 points, the highest Or even up to 5 points, or 50% of the annual interest rate. Under the temptation of high profits, the formation of private finance between usurers, commercial banks, SMEs, guarantee companies, pawnshops, investment companies, underground banks, casinos and other financial organizations Complex ecological chain of the market, the ecological chain is sensitive and fragile, brewing the unpredictable risk. ● Investment Mistakes In a third-tier city in central China, a case concerning private finance is being held in a district Intermediate People’s Court. Court, the security company, beneficiary, corporate guarantee guarantor, counter-guarantor, everyone feel very injustice. The lawsuit from 2012 on. Little boss