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我行建行之初,根据人民银行的授权,承担了统管国营企业流动资金的任务,采取了行政与信贷杠杆相结合的方法管理国营企业流动资金。专业银行时期,我行以国营工商企业为贷款的主要对象,通过实施“区别对待、择优扶持”的信贷政策,支持生产发展,扩大商品流通。同时,为了推动技术进步和企业技术改造,我行开办了技改信贷。此外,我行还积极拓展信贷领域,加强信贷管理,并承担了大量政策性贷款的发放任务。
At the beginning of CCB’s construction, according to the authorization of the People’s Bank of China, it undertook the task of overseeing the liquidity of state-owned enterprises and adopted a combination of administrative and credit levers to manage the liquidity of state-owned enterprises. During the period of specialized banking, the Bank supported the state-owned industrial and commercial enterprises as the main target of loans and supported the development of production and expanded the circulation of commodities through the implementation of the credit policy of “differentiated treatment and selective support”. At the same time, in order to promote technological progress and technological transformation of enterprises, CCB started to provide credit for technological upgrading. In addition, we also actively expanded the credit field, strengthened credit management and undertook a large number of policy loan disbursement tasks.