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为了探究新型农村合作医疗制度统筹基金中存在的风险本文从经济学的角度对其进行了分析,结果表明,之所以道德上的风险这么大是因为社会医疗中的保险制度存在着特殊性,同时如今的支付方式是按项目进行付费又使得医生道德方面风险进一步的蔓延了,从而导致了医疗方面费用的提高,以防范医生道德方面的风险为基础给出了在新农合门诊统筹基金方面的支付方式同时给了些意见。
In order to explore the risks existing in the co-ordination fund of the new rural cooperative medical system, this paper analyzes it from the economic point of view. The results show that the reason why the moral hazard is so large is that the insurance system in social medical care is peculiar, meanwhile, Today’s payments are paid on a project-by-project basis and the moral hazard of doctors is further spread, resulting in higher costs in health care and giving a view to co-ordinating funds in NCMS on the basis of preventing ethical risks to doctors Payment also gave some advice.