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笔者于2012年10月-12月,以上海居民为研究对象进行专项调研,并运用SPSS统计方法对调查结果进行统计、分析。结果表明被调查者对住房逆抵押贷款的总体认同度较高。本文通过调查分析得到了被调查者不愿意参加住房逆抵押贷款的主要原因,并对成功在中国推行住房逆抵押贷款提出了相应的建议和意见。
In October-December 2012, the author conducted a special survey with Shanghai residents as the research object, and used SPSS statistical methods to make statistics and analysis on the survey results. The results show that respondents generally have a higher degree of recognition of home-based mortgage loans. In this paper, the main reason why the respondents are not willing to participate in the mortgage-backed housing is obtained through the investigation and analysis, and the corresponding suggestions and opinions are put forward for the successful implementation of the housing reverse mortgage loan in China.