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进一步加强住房建设和促进住房消费,以此作为“扩大内需,启动市场”的新的经济增长点,这已纳入我国政府“新罗斯福计划”的重要组成部分。对此,四大国有商业银行作出积极响应,工、建、中行分别承诺年内发放200亿、200亿、100亿的个人住房贷款。中国人民银行总行已出台《个人住房贷款管理办法》等规章,国有商业银行也都相继出台了关于个人住房贷款的文件和补
To further strengthen housing construction and promote housing consumption as a new economic growth point of “expanding domestic demand and starting markets” has been incorporated into the important part of the government’s “New Roosevelt Plan.” In response, the four state-owned commercial banks responded positively, with workers, construction workers and BOC committing to issuing 20 billion, 20 billion and 10 billion individual housing loans respectively during the year. The head office of the People’s Bank of China has promulgated the “Measures for the Administration of Individual Housing Loans” and other regulations. State-owned commercial banks have also successively issued documents and supplements on personal housing loans