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随着互联网络的飞速发展,网上银行作为一种新的第一模式开始广泛地应用,网上银行区别于传统的银行有其自身独特的优势。虽然网上银行不能够像传统的银行那样设立诸多的营业网点,但是基于互联网络的开放性,使得网络银行能够拥有诸多的客户,经营成本更加低廉,也能够将传统银行业务适当的扩展到网络银行当中。网络银行的产品和服务变得更加多样化,这样一来,就使得网上银行跟传统银行很好地进行。结合当前的现实情况来看,整个中国的网上银行已经开始陆续的运行,近些年来发展的情况尤为良好,各大商业银行开始纷纷地设立自己的电子银行,通过这样的形式来进一步拓展自身的业务,从当前的现实情况来看,中国的电子银行在发展过程当中存在着诸多不足,由于其发展经验的缺失,导致了中国的电子银行与国外的一些发达国家相比,存在着诸多差距,因此在这样的背景下,本文将进一步探究英国电子银行的发展现状及其未来的发展趋势。
With the rapid development of Internet, online banking has been widely used as a new first model. Different from traditional banks, online banking has its own unique advantages. Although online banking can not be that established many outlets like traditional banks, but based on the openness of the Internet, making online banking can have a lot of customers, operating costs more affordable, can be an appropriate extension of traditional banking to online banking among. Internet banking products and services have become more diverse, thus making online banking and traditional banks well. Combined with the current realities, the entire Chinese online banking is starting to run, especially in recent years to develop a good situation, major commercial banks have started to set up their own electronic banking, to further expand itself through this form Business, from the current reality, there are many deficiencies in the development process of China’s e-banking. Due to its lack of development experience, there are many gaps in e-banking in China compared with some developed countries abroad. Therefore, in this context, this article will further explore the development of the UK e-banking status and future trends.