受全球经济低迷的影响,我国正处于低利率的“资产荒”环境中,各类资金的投资收益都不容乐观,保险企业为了保证保单价值和对投保人负责,选择投资举牌上市公司,一时间使得险资举牌成为热点话题,“举牌”就是险企持有上市公司股票份额超过一定比例。本文首先介绍了险资举牌的背景及发展现状,然后分析了险企举牌上市公司的利弊所在,最后就险资举牌提出相关监管建议。 Affected by the global economic downturn, China is in an environment characterized by low interest rates and “asset shortage.” Investment income of all types of funds is not optimistic. In order to guarantee the policy value and be responsible for the policyholders, the insurance companies choose to invest in listed companies , For a time makes the vesting placard become a hot topic, “placards ” is the insurance company holds more than a certain percentage of the shares of listed companies. This paper first introduces the background and current situation of insurance capital placards, and then analyzes the advantages and disadvantages of the insurance companies placards listed companies, and finally puts forward the relevant supervising suggestions on the placards.