融资租赁是一种集金融、贸易、服务为一体的知识密集型边缘产业,适合于中小企业融资,长期以来却一直被人们所忽视。融资租赁作为一种“融资”与“融物”相结合的新型融资方式,在市场经济发达国家已成为联结金融、贸易和工业生产的纽带。与银行信贷等其他传统的融资方式相比,融资租赁在支持中小企业发展方面具有无可比拟的优势,因此融资租赁实质上是新形势下解决中国中小企业融资难的一种现实选择,是一种重要的资本经营方式。 Financing lease is a knowledge-intensive edge industry integrating finance, trade and service. It is suitable for SME financing and has long been neglected by people. As a new type of financing combined with “financing” and “melting”, financial leasing has become a link linking finance, trade and industrial production in the developed countries of the market economy. Compared with other traditional financing methods such as bank credit, financial leasing has unparalleled advantages in supporting the development of SMEs. Therefore, financial leasing is in fact a realistic option for solving the financing difficulties of Chinese SMEs in the new situation. An important form of capital management.