为什么试图提升全球银行业适应性的种种努力会遭遇失败?即便在20世纪70年代的全球化金融市场,既得利益群体亦能够确保基于一个世纪之前确立起来的规范和标准对银行业实施管理。举例来说,当巴塞尔委员会于1975年成立时,国家监管机构之间实行的通用标准依然面临着相当大的阻力,且委员会主席也对所谓的新型“早期预警系统”想法抱有抵触心理。差不多处于同一时期的英格兰银行更偏爱依靠银行家们的自律管理,而 Efforts to justify the resilience of the global banking industry have failed - even in the globalized financial markets of the 1970s, vested interest groups were able to ensure banking was regulated on the basis of norms and standards established more than a century ago. For example, when the Basel Committee was established in 1975, the common standards imposed by national regulators still faced considerable resistance and the Chairman of the Committee contradicted the so-called new “early warning system” idea psychological. The Bank of England, almost at the same time, prefers to rely on the self-discipline of bankers,