一、法律规制保险资金运用的目的 “保险从经济关系上讲是一种经济补偿制度，它以大数法则为基础，根据合理计算的原则，聚集保险费，建立保险基金，用于补偿自然灾害或意外事故所造成的损失，或对个人因死亡、伤残、疾病及生存到某一特定期限而给付保险金。保险从法律关系上讲 First, the legal regulation of the purpose of the use of insurance funds Insurance in terms of economic relations is an economic compensation system, which is based on the law of large numbers, based on the principle of reasonable calculation, the collection of insurance premiums, the establishment of insurance funds to compensate for natural disasters Or accidental loss, or to pay an individual for death, disability, illness and survival for a specified period of time. Insurance is legally related