现在各方面对住房公积金支持保障性住房寄予很高期望。但社会上也有很多担忧,尤其担心资金的安全。为了消除这些疑虑,也为了保障性住房建设的良性发展,有必要为住房公积金的建设贷款设立专用的担保机制。目前,我国可以借鉴成熟市场经济国家的公共担保机制经验。如在荷兰就建立了由“社会住房担保基金CFV-中央住房基金WSW-政府担保”所形成 At present, all quarters attach great expectations to housing provident funds to support affordable housing. However, there are also many worries in the community, especially for the safety of funds. In order to eliminate these doubts, but also to ensure the sound development of housing construction, it is necessary to set up a special guarantee mechanism for housing accumulation fund loans. At present, our country can learn from the experience of public security mechanisms in mature market economy countries. As in the Netherlands established by the “social housing guarantee fund CFV-Central Housing Fund WSW-government guarantees” formed