近年来,面对劳保医疗费用开支大、增长快、浪费严重等问题,一些企业在对现行劳保医疗制度进行必要改革的基础上。试行了大病医疗统筹,向社会医疗保险迈出了可喜的一步。劳保医疗改革的方向是最终实行社会医疗保险,在目前还不可能全面地、大规模地推行全社会医疗保险的情况下,对已出现的现有社会医疗保险性质的大病医疗统筹进行分析总结,对于我们深化劳保医疗制度改革有重要意义。 In recent years, faced with the problems of large expenses, rapid growth, and serious waste in medical expenses for labor insurance, some enterprises have made necessary reforms to the current labor insurance medical care system. Piloted the medical malpractice for major diseases and made a gratifying step toward social medical insurance. The direction of labor insurance medical reform is the final implementation of social medical insurance, and it is currently impossible to comprehensively and massively promote the whole society medical insurance. The analysis and summarization of existing major medical health insurance of the nature of social medical insurance has been conducted. It is of great significance for us to deepen the reform of the labor insurance medical system.