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小额信贷的社会经济发展问题是我国政策服务“三农”问题同时也是2020年达成建成小康目标进程中的重点工作对象。以孟加拉格莱珉模式为代表的小额信贷也在中国开展,而本土化过程中,却出现了种种问题。立足于格莱珉信托在中国实际发展状况,结合实际环境与问题,对其发展进程以及相关的各类影响因素进行全面的分析,并提出潜在解决方案。
The issue of the social and economic development of microfinance is the focus of China’s policy on service, agriculture, rural areas and farmers and the goal of reaching a well-to-do goal in 2020. Microfinance, which is represented by the Grameen model in Bangladesh, is also being carried out in China. However, problems have arisen in the process of localization. Based on the actual development status of Grameen Trust in China and with the actual environment and problems, it conducted a comprehensive analysis of its development process and related various influencing factors and proposed potential solutions.