在公司与保险人签订董事责任保险合同之后,并非董事和高级职员实施的任何行为所引发的赔偿责任均须由保险人承担,对于其中的某些赔偿责任,保险人可以依照除外条款的约定拒绝承担保险责任。因此,为了实现合同双方当事人的利益平衡,应当科学、合理地确定除外条款。 After the Company and the insurer sign a director’s liability insurance contract, liability for any acts not performed by directors and officers must be borne by the insurer, and for some of them, the insurer may refuse, in accordance with the terms of the exclusion clause Bear the insurance responsibility. Therefore, in order to strike a balance of interests between the parties to the contract, the exclusion clause should be scientifically and reasonably determined.