【案情】某造纸厂为扩大再生产,于2006年11月向某银行贷款80万元,贷款期限一年,并以其新购置的价值160万元的一套设备作抵押,双方到县工商管理局办理了抵押登记手续。2007年2月,造纸厂又以资金周转紧张为由,向县信用联社借款50万元,期限为半年,并以已经设立抵押的那套机 [Case] ​​A paper mill to expand reproduction, in November 2006 to a bank loan 800000 yuan, the loan period of one year, and its newly purchased value of 1600000 yuan a set of equipment as collateral, the two sides to the County Business Administration Board handled the mortgage registration procedures. In February 2007, paper mills once again borrowed 500,000 yuan from the county credit union on the pretext of tight capital turnover, with a term of six months, and on the set of machines that had been set up for mortgages