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将余钱存银行时,有“四忌”:1.忌用假名。目前,银行实行的是记名储蓄。储户在储蓄存单上使用的名字,应是真实的姓名,且每个字都应与身份证、户口簿或工作证等有效证件相符。若用假名,有三大害处:一是如果急用,不能凭自己的有效证件办理提前支取手续;二是以存单为抵押,向开户银行申请抵押贷款时,因存单上的假名与自己有效证件上的真名不同,不可能办成;三是存单被窃或遗失后,难凭自己的有效证件办理挂失。
The remaining money when the bank, there are “four bogey”: 1. avoid using pseudonyms. At present, the bank is registered savings. The names used by savers on the deposit certificates should be real names, and each word should be in conformity with valid documents such as ID card, residence booklet or work permit. If you use a pseudonym, there are three disadvantages: First, if the urgency, can not handle their own valid documents for advance withdrawal procedures; the second is to deposit certificates as a mortgage to the bank for a mortgage loan, the depositary on the pseudonym and their own valid documents The real name is different, impossible to do; Third, the deposit slip stolen or lost, it is difficult to report your loss with their own valid documents.