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由于农村地区经济水平落后于城市,农村金融也落后于城市金融的发展。近年来逐渐兴起的农村互联网金融打破了地域限制,推动了农村经济的发展,方便了广大农民群众及时获得便捷的金融服务。互联网金融渗透到农村地区是必然趋势,本文分析了农村互联网金融发展的现状和发展优势,指出了互联网金融在农村的发展中存在的问题,并针对问题提出了相关意见和建议,希望对促进农村互联网金融的健康发展有一定帮助。
Rural finance lags behind the development of urban finance due to the backwardness of the economy in rural areas. The gradual rise of rural Internet finance in recent years has broken the geographical restrictions, promoted the development of the rural economy and facilitated the timely access to convenient financial services by the vast numbers of peasants and the masses. Internet financial penetration into rural areas is an inevitable trend. This paper analyzes the status quo and development advantages of Internet finance in rural areas, points out the problems existing in the development of Internet finance in rural areas, and puts forward relevant opinions and suggestions on the issues, hoping to promote rural areas The healthy development of Internet finance will certainly help.