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互联网金融呈现出创新发展的趋势,已经对经济生活产生了深刻影响。互联网金融与传统金融的关系,不是颠覆,也不是补充,而是深度融合,与传统金融深度融合,与三次产业深度融合,创造新产品、新服务。这种融合发展将深度改变现代金融生态体系,形成全新的互联网经济时代的金融生态体系或系统。新经济需要新金融。我国现有的金融生态是与工业经济时代相匹配的,服务于
Internet finance has shown a trend of innovation and development and has had a profound impact on economic life. The relationship between Internet finance and traditional finance is not subversive nor complementary. It is a combination of deep integration, deep integration with traditional finance, deep integration with the three industries and creation of new products and services. This integration and development will profoundly change the modern financial ecosystem and form a completely new financial ecosystem or system in the Internet economy. The new economy needs new finance. The existing financial ecology in our country is compatible with the era of industrial economy and serves