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个人住房公积金贷款是国家为职工提供的政策性低息住房贷款。按《住房公积金管理条例》规定,按时足额缴存住房公积金的借款人,在购买自住房时,可以其所购住房或其它具有所有权的财产作为抵押物或质押物,或由第三方为其贷款提供保证并承担偿还本患连带责任,向住房公积金管理中心提出申请,就可以办理住房公积金贷款。
Personal housing provident fund loans is a policy of low interest housing loans for workers. According to “Regulations on the Management of Housing Fund Management,” the borrower who pays the housing provident fund in full and on time may, upon purchase of the housing unit, be mortgaged or pledged with the property or other property owned by him or may be mortgaged by a third party Loans to provide guarantees and bear the joint responsibility to repay this, to apply for housing provident fund management center, you can apply for housing provident fund loans.