本文从金融资产证券化的定义、中国金融资产证券化的原因、以及我国金融资产证券化的现状等方面进行探讨,论述了我国金融资产证券化的必要性和可行性,最后分析了后货币化时期中国金融资产证券化的发展方向,包括金融资产证券化自身的发展思路及其对资产管理公司和商业银行发展趋势的影响。 This article discusses the definition of the securitization of financial assets, the reasons for the securitization of the financial assets in China, and the status quo of the securitization of the financial assets in China. It also discusses the necessity and feasibility of the securitization of the financial assets in our country. Finally, The development direction of the securitization of China's financial assets during the period includes its own development of securitization of financial assets and its impact on the development trend of asset management companies and commercial banks.