农村金融与城市商业金融差异较大,应当适时启动农村金融立法,实施与大型商业银行不同的差异化监管,以促进农村金融发展与大型商业银行相比,绝大多数农村金融机构在经营规模、服务对象、管理水平等诸多方面都存在巨大差异。对于农村金融具体业务、经营管理、服务对象等方面的规范,目前还只是散见于国务院 Rural finance and urban commercial finance are quite different. Rural financial legislation should be promptly started and different differentiated supervision should be implemented with large commercial banks to promote rural financial development. Compared with large commercial banks, the vast majority of rural financial institutions, Service objects, management and many other aspects there are huge differences. For the specific business of rural finance, management, service targets and other aspects of the norms, only scattered in the State Department