我们要处理好金融对外开放与对内开放的关系。我总觉得我们金融业这几年对外开放的速度比较快;比较重视,但是对内开放还不够。2004年我到美国去,在美联储问了一下,你们美国有多少家银行?他们说独立的法人机构有4万家。1999年到德国去问,他们有400家。也就是说德国8000万人,400家银行;美国3亿人口,4万家银行。中国13亿人口,有多少家银 We must handle the relationship between opening up to the outside world and opening to the outside world. I always think that the financial industry has enjoyed a relatively fast pace of opening up to the outside world in recent years; it is more important, but it is not enough to open up internally. When I went to the United States in 2004 and asked the Fed about how many banks in the United States do you have, they said there are 40,000 independent legal entities. In Germany in 1999 to ask, they have 400. That is to say 80 million people in Germany, 400 banks; the United States 300 million people, 40,000 banks. China’s 1.3 billion people, how many silver