工商银行安徽省分行营业部紧紧抓住国家扩大内需、刺激消费的时机，把发展个人汽车消费贷款业务作为调整信贷结构、培养新的利润增长点的重要工作来抓，取得了良好效果。今年上半年个人汽车消费贷款余额达２９０３万元，较年初增长２７３９万元，且均为保证保险贷款，不良贷款 The business department of Anhui Branch of ICBC has grasped the opportunity of the state to expand domestic demand and stimulate consumption. It has achieved good results by developing the personal auto loan business as an important task in adjusting credit structure and cultivating new profit growth points. In the first half of this year, the balance of personal automobile consumer loans reached 29.03 million yuan, an increase of 27.39 million yuan over the beginning of the year, and all were guaranteed insurance loans and non-performing loans