论文部分内容阅读
习惯一:记录财务情况能够衡量就必然能够了解,能够了解就必然能够改变。如果没有持续的、有条理的、准确的记录,理财计划是不可能实现的。因此,在开始理财计划之初,详细记录自己的收支状况是十分必要的。一份好的记录可以使您:衡量所处的经济地位,这是制定一份合理的理财计划的基础;有效改变现在的理财行为;衡量接近目标所取得的进步。特别需要注意的是,做好财务记录,还必须建立一个档案,这样就可以知道自己的收入情况、净资产、花销以及负债。
Habit 1: Record the financial situation to be able to measure it must be able to understand, to understand it must be able to change. Without continuous, structured and accurate records, financial planning is impossible. Therefore, in the beginning of the financial plan, a detailed record of their own revenue and expenditure is very necessary. A good track record will enable you to: Measure your economic standing, which is the basis for developing a sound financial plan; Effectively change your current financial behavior; and Measure progress toward the goal. In particular, the financial records, but also the need to create a file, so you can know their own income, net worth, expenses and liabilities.