世界银行发表的一份报告说,为了防止老年人陷入贫困,避免退休金制度崩溃,富裕国家和发展中国家都必须寻找新的办法,改革国家养老金计划。中国,则面临另外一个问题:人口统计学方面的变化。一方面,越来越多的老年人依赖公共养老金计划;另一方面,参加养老金计划的就业人员越来越少。老年赡养比例在不到50年的时间就翻了一番。随着老龄化社会的一步步来临,老有所养是每个人的心愿,养 A report released by the World Bank said that in order to prevent the elderly from falling into poverty and to avoid the collapse of the pension system, rich and developing countries must find new ways to reform their national pension plans. China faces another problem: demographic changes. On the one hand, more and more seniors rely on public pension plans; on the other hand, fewer and fewer employers are participating in pension plans. The proportion of elderly dependents doubled in less than 50 years. With the advent of an aging society step by step, it is everyone’s wish and support