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未经老伴同意投保人寿保险,5年后老人无法拿回期待的本息,遂向法院起诉撤销保险合同。法院判决:保险合同无效,保险公司返还保险费5万元及利息6000余元。2010年,老人朱某为老1半邓某投保—份人寿保险,保险金额5万余元,保险期2010年至2020年,保险费每年1万元,交费期间5年。而后,朱某每年交付保险费1万元。5年后,朱某向保险公司提出收回本息6万余元,却遭保险公司拒绝。朱某诉称,当时营销员向他保证,每年存入1万元,存两5年,可实得本息6万余元。但营销员
Without the consent of his wife insured life insurance, 5 years after the elderly can not get back the principal and interest, then sued the court to cancel the insurance contract. The court ruled that the insurance contract was invalid and the insurance company returned the insurance premium of 50,000 yuan and the interest of 6,000 yuan. 2010, the elderly Zhu half of the old Dengmou insurance - life insurance, the insurance amount of 50,000 yuan, the insurance period from 2010 to 2020, premiums 10,000 yuan per year, payment period of 5 years. Then, Zhu annual delivery of premium 10,000 yuan. Five years later, Zhu made to the insurance company to recover the principal and interest 6 million yuan, but was rejected by the insurance company. Zhu complained that the salesman assured him at that time, depositing 10,000 yuan each year, save two five years, can be obtained more than 6 million yuan principal and interest. But salesman