论文部分内容阅读
我国电子支付业务从兴起到今天的蓬勃发展,不过短短十数个年头。但就在这短短的数年中,我国互联网浪潮已席卷社会政治、经济、文化等各个领域,并带动电子支付业务从无到有,从萌芽到飞跃。根据近日发布的第31次中国互联网络发展状况报告中的统计数据显示截至2012年12月,中国使用网络支付的用户规模已达到2.21亿人,在网民中的使用率达到39.1%,电子支付已经成为互联网经济中最为举足轻重的一环。但是在当前的形势下,我们也应清醒地认识到,电子支付在促进经济社会发展、方便公众生活的同时,也面临着各种网络犯罪活动的威胁。
The e-payment business in our country has been booming to its present level from its rise to the present, but in just a few decades. However, in just a few short years, the wave of the Internet in our country has swept social, political, economic and cultural fields and has driven the electronic payment business from scratch to leapfrog. According to statistics released in the 31st China Internet Development Report released recently, as of December 2012, the number of users using online payment in China reached 221 million and the usage rate among Internet users reached 39.1%. E-payment has been made Become the most pivotal part of the Internet economy. However, under the current situation, we should also clearly understand that electronic payment is also threatening various cybercriminal activities while promoting economic and social development and facilitating public life.