通过用科学发展观的眼光审视铁路保价运输,对铁路保价运输的定义、历史发展、功能作用、存在问题及可持续发展等问题进行了阐述和剖析,并有针对性地对目前铁路保价运输发展中所需要建立或完善的机制提出:须高度重视保价运输专业人才队伍建设、加大投入、探索建立铁路运输整体格局运作机制的建议。 By examining the railway insured transport with the scientific development concept, this paper elaborates and analyzes the definition, historical development, function, existing problems and sustainable development of the railway insured transport, and analyzes the current development of the railway insured transport The mechanism to be established or perfected in this paper puts forward that we must attach great importance to the construction of contingent-owned transport insurance professionals, increase investment, and explore suggestions for establishing an operational mechanism for the overall pattern of railway transport.