社会保险是指国家、社会对发生生活困难的社会成员(首先是劳动者)给予物质帮助的制度,商业保险是指保险公司对财产因意外灾害或人身伤亡而造成的经济损失提供的补偿。很明显,社会保险的保险对象是人,商业保险的保险对象既有人,又有物,这是社会保险同商业保险的一个重要区别,除此之外,请看—— Social insurance refers to the system of giving material help to the social members (first of all laborers) who have difficulties in living in the country and society. Commercial insurance refers to the compensation provided by insurance companies for the economic losses caused by accidental disasters or personal injuries. Obviously, the object of social insurance is people, the commercial insurance of both the object of insurance, there is material, which is the social insurance and commercial insurance is an important distinction, in addition, see -