2006年10月末,我国的人民币储蓄存款余额为15.8万亿元,是自2001年6月份以来首次出现月度储蓄存款下降。证券市场交易活跃,分流部分储蓄进入股市,股民和基民数量激增。今年以来,基金业绩相当不错,成为了理财市场的宠儿,受到投资者的普遍关注。然而面对200多只开放式基金,投资者 At the end of October 2006, the balance of RMB savings deposits in China was 15.8 trillion yuan, the first monthly saving deposit dropped since June 2001. The securities market was active in trading and partial savings were diverted into the stock market. The number of investors and base people surged. This year, the fund performance is quite good, has become the darling of the financial markets, investors generally pay attention. However, in the face of more than 200 open-end funds, investors