基金通常有两种含义,一种是赢利有专项用途的资金,如:专门用于职工退休养老的社会保障基金,专门用于扶助后进地区脱贫致富的扶贫基金,专门用于发展儿童福利事业的宋庆龄基金,等等。此类基金要求保值和增值,但力求稳妥,避免风险。所以在市场经济国家一般投资于固债、企业债,实行有偿使 Funds generally have two meanings, one is the profit-earning funds for special purposes, such as social security funds specifically for the retirement of workers and old-age pension funds, which are specifically used to help the latter to raise funds for poverty alleviation and poverty alleviation fund, devoted to the development of children’s welfare Soong Ching Ling funds, and so on. Such funds require hedging and value-added, but strive to be safe and avoid risks. Therefore, the market economy countries generally invest in solid debt, corporate bonds, the implementation of paid