本文从历年统计数据出发,通过对农村人均贷款与农民人均收入的实证分析,论证了信贷支持是促进农民增收的重要因素。增加农村的信贷投入,调整信贷政策以适应农村信贷需求的多元化,是实现农民增收的有效途径。 Starting from the statistical data of the past years, this paper demonstrates that credit support is an important factor for increasing peasants’ income by demonstrating the per-capita loan in rural areas and the per capita income of peasants. Increasing rural credit input and adjusting credit policies to meet the diversification of rural credit demand are effective ways to increase peasants’ income.