工伤保险是社会保险的一种,是通过社会统筹所建立的保险基金,由国家强制执行。是其目的一方面是保障处于劳动关系中弱势地位的劳动者能够及时足额得到相应的赔偿和享受相应的工伤待遇;另一方面其以保险的形式运作,减轻了企业的经营成本,促进了经济发展。本文以5个鲜活的案例为读者解答了有关工伤保险的相关疑惑。 Work-related injury insurance is a form of social insurance, insurance funds established through social pooling and is enforced by the state. On the one hand, to ensure that laborers who are in a disadvantaged working relationship are able to receive their full and timely compensation and enjoy the corresponding injury treatment; on the other hand, they work in the form of insurance, reducing their operating costs and promoting economic development. In this paper, five live cases for readers to answer the relevant questions about industrial injury insurance.