投资基金作为现代新型的金融工具，其有效运行和健康发展必须要以良好的金融环境为依托。但在我国投资基金的发展过程中，由于相应的金融环境的建设没有及时跟上，出现了诸如基金组织的资格不具备，基金种类单一，操作管理不规范，投机性强，风险大等问题。并严重制约着我国投 As a modern new-type financial instrument, investment fund must rely on a sound financial environment for its effective operation and healthy development. However, in the process of the development of China’s investment fund, problems such as lack of qualification of the IMF, single type of fund, non-standard operation and management, strong speculation and high risk have emerged due to the failure of the corresponding financial environment to keep up with the times. And severely restricted our vote