我国老龄产业起步不久,融资支持体系不健全。目前,我国老龄产业资金供给不足,各细分产业融资需求差异明显,融资渠道少。日本、美国及欧洲各国等发达国家在解决老龄产业融资问题过程中注重发挥政府的推动作用、创新融资方式、建立担保机制以及健全法律规制等做法值得借鉴。 Soon after the start of China’s aging industry, the financing support system is not perfect. At present, the supply of funds for the aging industry in our country is insufficient, and there is notable difference in financing needs among the various sub-industries, resulting in fewer financing channels. The developed countries such as Japan, the United States and European countries should pay attention to giving play to the role of government in promoting the financing of the aging industry, innovating the financing methods, establishing the guarantee mechanism and improving the legal regulation.