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解决老年贫困问题,实现劳动者一生收入平稳是各国建立养老保险制度的根本宗旨。为了在不断临近的人口老龄化高峰期保障退休者老年生活,1997年我国确立了“统账”结合的城镇基本养老保险制度。认真分析基础投保年限基本养老保险制度的保障水平,特别是解决老年贫困问题的能力,将有助于提高缴费积极性,继续推动城镇基本养老保险制度的改革和发展。
To solve the problem of the elderly in poverty and to achieve a stable income for workers in their entire lives is the fundamental purpose of establishing an old-age insurance system in all countries. In order to guarantee the retirement elderly life in the approaching peak of population aging, in 1997 our country established the basic old-age insurance system for the urban areas that was unified with “unified account.” A careful analysis of the basic insurance coverage of the basic pension insurance system, especially the ability to solve the problem of the elderly will help increase the enthusiasm of payment, continue to promote the reform and development of urban basic old-age insurance system.