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抗日战争与解放战争时期,中共抗日根据地、解放区虽然相继实行了减息与废除一切封建旧债的借贷政策,但并非消灭一切借贷活动。活跃乡村借贷乃是中共解决农民生产生活困难的一项重要任务,合作社借贷是其主要方式之一。合作社一般分为生产、消费、信用等类型。从借贷角度来说,信用合作社以及兼营信用业务的综合性合作社与农民的借贷关系最为密切,但其他类型的合作社也与农民有或多或少的借贷关系,故本文所论为所有类型合作社的借贷。
During the War of Resistance Against Japan and the War of Liberation, the CPC Anti-Japanese Base Area and the People’s Liberation Area were not cutting off all lending activities although they had successively implemented the loan-cutting policy of reducing interest rates and abolishing all feudal old debts. Active rural credit lending is an important task for the CCP to solve the difficulties of peasants’ production and living. One of the main ways is to borrow from cooperatives. Cooperatives are generally divided into types of production, consumption, credit and so on. From the point of view of borrowing and lending, credit cooperatives and the integrated cooperatives that run credit business are most closely related to the borrowing of peasants. However, other types of cooperatives also have more or less borrowing relationship with peasants. Therefore, in this article, all types of cooperatives Loan.