责任保险的施救费用与普通财产险的施救费用存在较大区别。责任险施救费用包括为减少赔偿责任而支付的诉讼费用 ,对第三者人身伤亡的抢救费用、医疗费用 ,对第三者财产的施救费用以及清除事故隐患的抢修费用。责任保险的赔偿限额与企业财产保险的保险金额确定方式不一致 ,其施救费用的赔偿不能适用同一规定。从保险学原理来分析 ,责任保险的施救费用 ,不应在限额之外另行赔付。 There is a big difference between the rescue fee of liability insurance and that of common property insurance. The liability insurance rescue costs include litigation costs paid to reduce liability, salvage charges for third-party personal injury and death, medical expenses, rescue costs for third-party property, and repair costs to clear potential accidents. The indemnity limit of liability insurance is different from the way of determining the insurance amount of enterprise property insurance. The same stipulation can not be applied for the compensation of the rescue expenses. Analysis from the principle of insurance, liability insurance rescue costs, should not be paid separately in addition to the limit.