目前,全国养老保险金征缴和社会化发放工作取得重大成就,养老保险覆盖范围进一步扩大,参保率和征缴率稳步上升,全国共有1.2亿在职职工参加了养老保险,近4千万离退休人员实现了养老金按时足额发放,为维护改革、发展、稳定的大局做出了重大贡献。但是,建立全国统一、规范而完善的社会保障制度,任务还十分艰巨。尤其是建立完善的养老保险体系,确保养老金按时足额的社会化发放,还存 At present, major achievements have been made in the collection and socialization of pension insurance throughout the country, the coverage of pension insurance has been further expanded, the coverage rate and the collection rate have risen steadily, and a total of 120 million working staff and workers have participated in the pension insurance system, nearly 40 million Retirees realized the timely and full payment of pensions and made significant contributions to maintaining the overall situation of reform, development and stability. However, the task of establishing a unified, standardized and complete social security system in China is still extremely arduous. In particular, the establishment of a sound old-age insurance system to ensure timely and full social pension payments, but also